Home Improvement Tips: Ways to Increase the Value of Your Home

Reasons for A Redo

Home improvement projects often begin with someone saying, “Wouldn’t it be nice if… ?” usually followed by a wish for a remodelled kitchen or a room addition for space to accommodate every family member’s needs. More often than not, reality and dreams don’t coincide, due to limited funds for realizing the dream, or limits on the available space. The trick: turning your dreams into reality. Begin with a realistic evaluation of your needs. Homeowners usually consider home improvements for one of the following reasons.

You may feel the need to update something that is out-of-date. If your kitchen colour scheme was perfect a few decades ago but no longer works, now may a good time to update it.

Some home improvement projects grow out of an immediate need to replace broken or inefficient fixtures. If a sink, tub, or toilet needs to be replaced, consider taking advantage of the opportunity to do a makeover on the entire bathroom.

If you’re preparing to sell your home, you’ll want to be sure to get top dollar from the sale. That’s great motivation for some home improvement projects.

You have decided that staying put and improving your home is a better option than moving.

Your family has grown and you need more space.

Improving to Move? or Improving to Stay?

Evaluate your plans carefully if you’re improving your home to list it for sale. Cutting corners may hurt your prospects rather than helping them. But don’t go overboard either. Potential buyers may prefer not to pay for some of the extras, such as a hot tub or pool. You’re better off keeping the changes simple.

And remember that buyers who view your home may not share your tastes and may not appreciate the care you took to find just the right shade of green paint for the walls.

You’ll find that improving to sell is easier if you can think about it from the prospective buyer’s point of view: What is important to the home buyer? Here are a few remodelling projects buyers are likely to find valuable:

Adding or remodelling a bath

Improving the kitchen

Adding a new room

Landscaping

Adding a bedroom

Adding or enclosing a garage.

If you’re remodelling because you want to stay in your home, you should still avoid over-improving it. You’ll probably want to sell it someday, and even if your house is the best on the block, it may be difficult to convince potential buyers to pay for the things you considered important. And when you consider making improvements, keep in mind the value of other homes in the area. Your home’s value should not be more than 20% above the average, which means that a $10,000 kitchen improvement project well could be a better investment than a $10,000 hot tub, especially if yours will be the only home in the area with a hot tub.

Home Maintenance versus Home Improvements

It’s unfortunate that some home improvement projects are undertaken because something has broken. Replacing a leaky bathtub may be the first step to a major bath remodeling: since the tub has to be replaced anyway, why not do the whole room?

While that might be a legitimate reason to remodel, avoid basing your home improvement projects on immediate needs. You’ll be better off if you minimize problems with proper maintenance. Examine every part of your home at least once a year. Check the roof, the plumbing, electrical wiring, etc. As soon as become aware of a problem, fix it. Making repairs when you’re first aware of them will help you avoid larger expenses later on. Keep in mind that maintenance does not add to the value of your home. Usually repairs are not improvements; they are necessities.

Hiring Professionals May Save You Time and Money

It should go without saying that home projects can be expensive, so you may be tempted to tackle them yourself as a way to save money. That may be a smart move for small projects. You won’t have to wait for someone to fit your house into their busy schedule, and you can boast about having done the work yourself.

But unless you’re very versatile, major home improvements are better left to professionals. If you decide to remodel the kitchen and plan to do the work yourself, will you be able to handle the plumbing, electrical, and carpentry work on your own?. And don’t forget that you’ll need to finish it quickly, because you won’t have a kitchen as long as it’s a “work in process” and eating three meals a day in restaurants could get expensive. Keep in mind, do-it-yourself jobs generally take more time. And you’ll be responsible for getting all the necessary permits and inspections.

Hiring people who have the required experience can save you money and time, too. For example, these professionals can help you get a custom look using stock products, and that can be a significant savings. Getting something done right the first time will give you value that lasts for years.

To find qualified and dependable home improvement specialists, check with friends, business associates, and neighbours for recommendations. Always get at least three references, and check them out thoroughly. Also check with the local chapter of the Better Business Bureau or Chamber of Commerce. Their numbers can be found in the community services section of your telephone book.

Once you’ve located the necessary home improvement specialists, make sure everyone is in agreement about the design, the schedule, and the budget, and get the details down in writing in a signed contract.

It’s also wise to check on professional certifications and licenses, where required, and be certain that the contractors you hire are fully insured and bonded. Your town or city Building Department can provide that information. And it’s very important that you make sure contractors carry workers’ compensation insurance: if workers are injured on the job, you won’t be liable if the contractor is covered. Request copies of their insurance certificates. And make sure that either you or your contractor have gotten any necessary permits before the work begins. Contact your local Planning and Zoning Commission for information.

Here’s a quick overview of some of the professionals you may need to work with when you remodel your home:

Architect: Architects design homes or additions from the foundation to the roof. If your project will require structural changes such as adding or removing walls, or if the design is complex, you will probably need an architect. Since architects may charge an hourly or a flat fee, make sure you get an estimate of the total cost: drawing up the plans for a major remodeling project can take 80 hours or more.

Contractor: The contractor oversees the home improvement project, including hiring and supervising workers, getting the necessary permits, making sure inspections are done as needed, and providing insurance for work crews. It’s always a good idea to get proposals from one or more reputable contractors, based on the specific details of your project.

Be sure each contractor bids on exactly the same plan so that you can compare their bids more easily. When you’ve chosen a contractor, make sure the contract specifies that you will pay in stages. You’ll usually pay one third when the contract is signed so that the contractor can buy supplies. The number and timing for making the remaining payments will depend on the size of the project. Do not make the final payment until all the work is successfully completed, inspected, and approved.

Interior Designers: Interior designers are specialists who will provide advice on furnishings, wall coverings, colors, styles, and more. They help save you time by narrowing your selection, and save money because they usually receive professional discounts from their suppliers. When meeting with an interior designer, be sure to tell them about your personal style and preferences. Expect to pay anywhere from $50 to $150 per hour, or you may be able to negotiate a flat fee of approximately 25% of the total project cost.

Garden Furniture Sets – Compliments Your Garden Perfectly

To truly enjoy the wonderful feeling of lounging in the garden that you have so painstakingly created, it is important to have some exquisite pieces of garden furniture sets to complement the breathtaking view of your garden.

It is important to have the right seating arrangement to show off to your friends, your ample creative abilities that has gone into making your garden such a beautiful place to relax and enjoy. Garden Furniture is designed, keeping in mind the growing needs of the garden space. Comfortable in appearance and use, they are just the right accompaniments for the exclusive colorful blooms and lush greenery of the garden.

You can start by selecting from the wide array of chairs and benches, which are crafted to blend smoothly with the landscapes and the exterior finish of your homes. The garden furniture sets are designed to match your individual styles and are available in creatively crafted wrought iron or in wicker for that casual laid-back look. If you are one among those who enjoy the old world look of wood, then teak outdoor garden furniture is the one for you. They are not only magnificent in their looks, but also retain their original color and polish throughout the year with the help of special treatments that are available.

Among the other options available is cedar wooden garden furniture for that rustic, country look. The log styling only adds to the natural look of cedar garden furniture sets. If you are looking for more novelty, go for this hardwood bench that can also be used to store things, such as small tools, cushions, and pillows. Aluminum is also a choice you can very well exercise if you want your furniture to be more decorative and rugged.

You can be excused for thinking that garden furniture set is all about furniture. The creators of this exclusive category of furniture have been considerate enough to understand your need for taking better care of your plants. That is why there is also a whole range of stylish boxes that are designed to hold pre-filled pots, which can be used along the pathways, edges of patios, or along bench sittings so that visitors can admire the pots and plants as much as they admire your garden and its furniture. In fact, these stands can be used to grow plants in a contained area and attend to them in a relaxed manner without hurting your back.

If space is a consideration or you need more room for a larger gathering, then you can go for those cute folding models that are as durable as any other furniture. You can easily create that extra space for unexpected guests by just folding away a few pieces. If you choose to store that furniture away during winter, then the folding ones are available in styles that can be used indoors as well.

A garden without swings is almost incomprehensible. To complete the picture of a perfect garden, swings and garden hammocks are available in a wide variety of choices like single and double rope porch swings and hammocks as also ones with extra wide seat swings for the entire junior brigade to enjoy at the same time.

A garden is the perfect place to relax, enjoy the fresh air, and relax in the natural ambiance. Garden furniture sets serves to accentuate that feeling of wellness that sweeps through one’s mind and body while relaxing in such stupendous surroundings.

3 Reasons You Need Garden Furniture

A garden or yard is a place to relax and enjoy yourself. In fact a beautiful garden is often the sole reason some homeowners choose to purchase the house they do. And it is by using garden furniture that we can truly enjoy our space and add value to our lives and property in doing so.

Relaxation
In our fast paced lives there’s one thing many people forget to do, relax. Owning garden furniture gives us a great opportunity to do so. Whether your garden, patio, or yard is big or small, just the idea of being able to sit down outside your home comfortably is relaxing in itself. Regardless of whether it’s rattan garden furniture, a garden bench, teak patio furniture, or a deck chair, they all provide us with the chance to sit quietly and enjoy the fresh outdoor air, read a book, meditate, listen to the birds, or simply just enjoy being outdoors.

Opportunity To Spend Time With Friends And Family
Garden furniture not only gives us an opportunity to relax but to do so with our family and friends. Outdoor gatherings, parties, and barbeques are events which we all look back on fondly. And it is our outdoor furniture which helps us to be able to do so to the full potential. Providing convenient and comfortable places to sit eat, and talk, our garden furniture provides a space where we can catch up with the people who are important in our lives. It always feels great to be able to provide a space where our loved ones can enjoy themselves. Isn’t that what having a home and yard are all about?

Increase The Value Of Your Home
Your garden furniture not only adds to your relationships with the convenient space it provides but also to the potential value of your home as well. By adding garden furniture to your yard or garden you are in effect making it a much more functional space. To add to this value is the fact that it is most often the people who relax in and enjoy their outdoor spaces that take care of them and enhance them the most in other ways. Whether this means by planting beautiful flowers or hedges or even a pond or water feature, it is the people who enjoy their gardens which are the ones who take care of and maintain them the most. And it is by creating such a functional space for you and your family that you are in effect creating value for your home making it worth more money. Everyone who buys a house wants to be able to enjoy its outdoor space and garden furniture makes that possible.

Purchasing garden furniture is a must for every homeowner. Helping us to relax and clear our minds, and in return becoming more productive and stress free in all areas of lives, it is a great investment. And this investment pays off in many ways by giving us a space to enjoy our lives with our friends and family and increasing the value of your home at the same time.

Home Improvement Loans Turn Your Home Into A Paradise

Home is the place where most of our time is spent. It’s the place where we feel most secure. It’s like the fortress which saves us from all the possible troubles that we can have.

These are a few reasons why our home should be at its absolute best. Things which can make it that can be minor or major.

If that is the case with you but you do not have sufficient funds with you to afford home improvement then home improvement loans are tailor made for you.

Home improvement loans are loans which are specifically designed for people who want to make changes to their home but they can not because of their financial standing.

A person may require a home improvement loan to make major or minor changes to their home which may be one of the following.

o Construction of the house

o Adding of a bedroom, kitchen

o Restructuring

o Landscaping the garden

o Adding to the safety of the house

o Electrical and plumbing work

o Renovation

o New furniture

Any work or changes that we make to our home is good for ourselves only as the owners will eventually benefit from the changes that take place in the home.

Benefits of going for home improvement

By going for home improvement we will raise the value of the house which will help us in negotiating a better deal if we want to sell the house.
Home improvement is better than moving to a new home both in financial and emotional terms.
Home improvement provides a lot more satisfaction to the owner of the home.

There are two ways of going for the home improvement loans

Secured home improvement loans is a way where by a borrower will have to provide collateral as a security to the lender which may be any of his assets. Such as borrowers car or his machinery. However if the borrower provides his home as a security this method of home improvement will be known as home equity method of borrowing home improvement loan. By this method we can get loans up to 125% of the property value.

Another method of borrowing home improvement loans is through unsecured means where the borrower does not have to provide any collateral to the lender as an obligation. However the borrower may have to pay a higher rate of interest to cover for the risk factor of the lender.

Home improvement can be required by any body therefore these loans are available to everyone even to people with bad credit. People who have faltered with their payments in the past such as CCJ’s, People in arrears or people who have filled for bankruptcy. Bad credit is determined on the basis of a credit score which is a three digit rating which tells the lenders about the financial credit worthiness of the borrower. A credit score of below 600 usually leads to bad credit.

For applying for home improvement loans all people need is to go online and fill in their personal and loan details form after that the loan decision will be made by the lenders in a day or two.

Benefits of taking home improvement loan through online lenders

o Fast approval of loans

o There are a vast majority of creditors so you can choose your alternatives

o You can apply even if you have bad credit history

o You can borrow up to £75000.

o You can avail a few tax benefits as well.

o With so many creditors you always get the best deal which includes low interest rates and easy repayment schedule.

o While online you can use other services available online like debt calculator, loan calculator etc.

o If you are not sure about anything you can also interact with our experts and discuss your problems.

Home is the place many people worship because for them it is a place where their god is. Therefore we should always keep it as it should be as a temple. “Home sweet home” is how the phrase is and if we keep making the efforts for that then it will keep our life sweet as well.